Best IDFC FIRST Bank Credit Cards 2025 - Compare All 11 Variants (Lifetime Free Options)

Best IDFC FIRST Bank Credit Cards 2025

Exclusive Limited-Time Offer!

• Get ₹4,000 cashback: On first 4 transactions
• 10,000 bonus reward points (worth ₹2,500)
• Higher approval chances through special link

👉 APPLY NOW FOR BONUS 👈

Why Choose IDFC FIRST Bank Credit Cards?

IDFC FIRST Bank offers premium benefits at competitive rates:

• Lifetime free cards on most variants
• Zero forex markup on international transactions
• Premium lounge access at airports globally
• High reward rates compared to competitors

IDFC FIRST Millennia Credit Card

▶

Millennia

Best for: Online shopping & lifestyle rewards

Key Benefits

• 5% Cashback on Amazon/Flipkart
• 1% Cashback on all spends
• 4 Lounge accesses/year
• Zero forex markup
• Fuel surcharge waiver
• Welcome gift worth ₹500

Fees

• Joining Fee: Lifetime Free
• Annual Fee: Lifetime Free

APPLY FOR MILLENNIA

IDFC FIRST Wealth Credit Card

▶

Wealth

Best for: Premium lifestyle benefits

Key Benefits

• Unlimited lounge access
• 8 Railway lounge accesses
• 5X points on dining/travel
• Golf benefits
• Priority Pass membership
• Zero forex markup

Fees

• Joining Fee: Lifetime Free
• Annual Fee: Lifetime Free

APPLY FOR WEALTH

IDFC FIRST WOW Credit Card

▶

WOW

Best for: Secured credit building

Key Benefits

• Secured against FD
• 1.5% Cashback on all spends
• 4 Lounge accesses/year
• Zero forex markup
• Earn FD interest
• Min FD: ₹20,000

Fees

• Joining Fee: Lifetime Free
• Annual Fee: Lifetime Free

APPLY FOR WOW

Club Vistara IDFC FIRST Credit Card

▶

Vistara

Best for: Frequent Vistara flyers

Key Benefits

• 4 Complimentary Vistara tickets
• Club Vistara Silver status
• 10,000 CV Points welcome
• 6 Lounge accesses/year
• Extra baggage allowance
• Priority boarding

Fees

• Joining Fee: ₹4,999 + GST
• Annual Fee: ₹4,999 + GST

APPLY FOR VISTARA

IDFC FIRST Power Credit Card

▶

Power

Best for: Fuel savings

Key Benefits

• 6.25% Savings on fuel
• Unlimited fuel surcharge waiver
• 4% Cashback on utilities
• 2% Cashback on groceries
• 4 Lounge accesses/year
• Zero forex markup

Fees

• Joining Fee: ₹199 + GST
• Annual Fee: ₹199 + GST

APPLY FOR POWER

IDFC FIRST Mayura Credit Card

▶

Mayura

Best for: Luxury travel

Key Benefits

• 32 Lounge accesses/year
• 16 Railway lounge accesses
• Zero forex markup
• 10X Reward Points
• BOGO movie tickets
• Golf benefits
• ₹50,000 trip cover

Fees

• Joining Fee: ₹5,999 + GST
• Annual Fee: ₹5,999 + GST

APPLY FOR MAYURA

IDFC Credit Card Comparison

Card	Annual Fee	Best For	Rewards	Lounge
Millennia	Free	Online Shopping	5% Cashback	4/year
Wealth	Free	Premium	5X Points	Unlimited
WOW	Free	Credit Building	1.5% Cashback	4/year
Vistara	₹4,999	Vistara Flyers	CV Points	6/year
Power	₹199	Fuel	6.25% Fuel	4/year
Mayura	₹5,999	Luxury Travel	10X Points	32/year
Select	Free	Lifestyle	3X Points	12/year
Classic	Free	Beginners	2X Points	4/year
Ashva	₹2,999	Business Travel	4X Points	16/year
SWYP	₹499	EMI Payments	2X Points	4/year
FIRST EARN	₹499	RuPay Benefits	2% Cashback	4/year

#IDFCCreditCards #MillenniaCard #WealthCard #TravelCreditCards #NoAnnualFee #ZeroForex #CreditCardComparison #BestCreditCards2025 #LoungeAccess #RewardPoints